Responsible Development by Design

Exceeding the Standard

The City of Benbrook participates in FEMA’s National Flood Insurance Program (NFIP), which sets nationwide standards for participating cities to ensure that new projects do not increase flood risk to neighboring properties. Every new development must provide certified engineering proof and undergo review & approval by multiple regulatory agencies before receiving construction permit approval.

Rowan Ranch is designed not only to meet these federal standards but also to comply with Benbrook’s ordinance, which raises the standard even further. These local requirements provide extra protection for residents, reduce risk, and help maintain eligibility for flood insurance discounts through FEMA’s Community Rating System (CRS).

Why It Matters

Floodplain improvements can make conditions better for existing and future homes, ease maintenance & Insurance costs, and support stronger neighborhoods. Rowan Ranch is improving the existing condition of Mary’s Creek as part of its development, at no cost to the public. 

Safety by Design 

Federal, state, and local laws require that projects in floodplains cannot increase flooding elsewhere. The key rule, FEMA’s “no adverse impact”, ensures developments protect nearby properties. Rowan Ranch’s plans for Mary’s Creek WILL EXCEED  this requirement.

Unanimous Approval by Planning & Zoning (P&Z) 

On July 10, the Planning & Zoning Commission reviewed Rowan Ranch’s zoning request, studies, and concept plans, and unanimously recommended approval.

Benbrook vs NFIP Requirements

Flood Protection Standards Comparison

How Benbrook Exceeds NFIP Minimum Requirements

Category
NFIP Standard
Benbrook Requirements
Building
Elevation
Build at BFE
(Base Flood Elevation)
Build +2 ft above BFE
(Base Flood Elevation)
Floodway
Development
No-rise allowed
No-rise allowed in WSE
(Water Surface Elevation)
No Velocity increase or
Decrease in Valley Storage
Erosion &
Sediment Control
Not addressed
BMPs required
(Best Management Practices)
Stormwater
Management
No standards
On-site maintenance
required
Regulatory
Oversight
FEMA only
(CLOMR/LOMR)
FEMA & City engineering